no annual fee credit card lifetime free credit card in india
Credit Cards

List of No Annual Fee Credit Card in India

If you want to Credit card and use it for minimal purpose and you dont want to pay annual fee on the credit card then see below for the list of best credit cards available without any annual fees or Lifetime free credit card.

No Annual Fee Credit Card

Lifetime Free Credit Card

1. HSBC Visa Platinum Card : HSBC gives you life time free credit card called HSBC Visa Platinum Card, This card takes No Joining Fee or No Annual Fee.

HSBC Visa Platinum Card Rewards:

You Get 3X rewards on spends on dining, hotels and telecom categories for 12 months.

You get Free BookMyShow voucher worth 500 on spends of 50,000 or more in a calendar month.

You get Buy 1 movie ticket and get another free on BookMyShow once every month. Applicable only on Saturdays.

15% discount at 700+ restaurants across major cities in India.

How to Apply : Visit then click on apply.

Documents Required : PAN, Address proof and ID Proof, One photograph and Latest salary slip/ Form 16.

no annual fee credit card lifetime free credit card in india

2. ICICI Bank Instant Platinum Credit Card : You need to open fixed deposit with ICICI then you will get this card for free lifetime.

Rewards on the card are you get RS 100 discount on up to 2 movie tickets, Minimum 15% savings on dining at over 2600 restaurants, 2 payback points for every Rs.100 spent and 2.5% fuel surcharge waiver at HP petrol bunks.

3. Standard Chartered Platinum Rewards Card : This card charges small amount of Rs 250 per year and is also waived off if you spend Rs 30000 in a year but perks are a lot.

Standard Chartered Platinum Rewards Card Perks:

You get 1000 rewards points if you transact within 60 days
10% cashback* on Ola rides
Enjoy 15X reward points at Shoppers stop.
You get 5 points on spending 150 rupees on dining and fuel
You get 1 reward points on spending 150 on any other category

You need to be over 21 years and must have stable monthly income to get this SC Platinum Rewards Card.

Documents required: Id proof, Address Proof and 1 recent photograph.

Apply at this link

4. IndusInd Bank Platinum Card : With this card you will not have any joining perks and free life time credit card.

IndusInd Bank Platinum Card Rewards:

You get 1.5 x Reward Points on every 150 spent.

Buy 1 Get 1 Movie Ticket across multiple Entertainment Partners

Fuel Surcharge waiver at all fuel stations across India

How to Apply: Go to

Documents Required : KYC-PAN, Address proof and ID Proof, One photograph, Salary slip/Form 16.